Stockpile Fees

Effective Date: March 7, 2025

HAVE A STOCKPILE ACCOUNT WITH US? Please check out Fees on this page.

Cash Transfers

Linking your bank accountFree
Incoming cash (ACH)Free
Linking a debit card for fundingFree
Incoming cash (debit card funding)Free*
Outgoing cash (ACH)Free

Account Fees

Minimum balance requirementNone
Membership fee1
Family Base (Monthly)$4.95
Family Base (Annual)$47.45
Family Plus (Monthly)$9.95
Family Plus (Annual)$83.40
Incoming account transfers (from another brokerage)Free
Escheatment Processing Fee2$75
Transfer on Death Account TransferFree
Custodian account transition to Individual accountFree

Debit Card Fees

In-Network ATM Withdrawal3
First Transaction per Monthly Statement Period$0.00
Each Additional Transaction$3.00
In-Network ATM Balance Inquiry Fee3$0.00
Out-of-Network ATM Withdrawal Fee$3.00 per transaction
Out-of-Network ATM Balance Inquiry Fee$0.00
Cash Deposit at Retailer Fee4Up to $4.955
For Lost, Stolen, or Damaged Card
Card Replacement Fee$5.00 per card
Expedited Delivery of Replacement Card Fee6$24.95 per replacement Card
Foreign Transaction Fee73% of the total U.S. dollar amount of transaction

Gift Cards for Stock

Buying e-gifts or gift cardsFree*
Redeeming a gift cardFree
Switching to another stockFree

Stock & ETF Trades (subject to account fees below)

Buying a stock/ETF/ADRFree**
Selling a stock/ETF/ADRFree**
SEC Regulatory Fee 8$0**
Trading Activity Fee (TAF)9$0**

APEX Fees

Electronic statements, trade confirms, tax forms
Paper Delivery
Paper trade confirms$2 per confirm
Paper statements (Monthly and Quarterly)$5 per Statement
Wire amendment/repair$30
Paper checks$5
Returned check, ACH, wire, recall, stop payment$30
ACH notice of correction$5
Printed Historical statements/confirms from APEX$150 per hour (2 hour minimum)
Overnight mail (domestic)$50
Account transfers to another brokerage$75
Voluntary/post actionable reorg$50 per CUSIP

*Convenience fees may apply at the card level. These convenience fees are not Stockpile Investment, Inc.’s fees.

**Regulatory charges (SEC and TAF fees) apply. Regulatory fees are mandated fees normally passed onto the customer. These occur when customers sell a stock or ETF, and often cost only a few pennies. Stockpile does not profit from these fees.

1 Stockpile will charge you non-refundable fees for your use and access to the Services (the “Stockpile Fees”), including, without limitation, the fees in connection with the Stockpile general membership plans (the “Stockpile Membership Fees”). The Stockpile Membership Fees will be charged to your Wallet in accordance with the authorization you provide when you sign up to receive the Services.  If the balance in your Wallet is insufficient at any time to pay the Stockpile Membership Fees, Stockpile may, in its discretion, provide you with a period not to exceed 60 calendar days (the “Grace Period”) from the date that the amount of available funds in your Wallet became insufficient (the within which period you may add additional funds to your Wallet. If any Stockpile Membership Fees remain unpaid after the end of the Grace Period for any reason and the amount of funds in your Wallet is not sufficient to pay the deficit, Stockpile shall have the right to terminate your User Account and access to the Services, and all Third Party Accounts will be closed, including the Wallet and any Kid’s Spending Account and associated Kid’s Saving Vault and Kid’s Debit Card (a “Forced Closure”). Stockpile may take the following actions in connection with any Forced Closure: (i) cancel your membership and your access to all Third Party Accounts, (ii) liquidate your Stockpile Investment  Account by selling securities; (iii) transfer funds from any Kid’s Spending Account or Kid’s Savings Vault to the Wallet and debit the Wallet for any outstanding Stockpile Membership Fees.  

2 Escheatment processing fee is charged upon escheatment by the clearing firm.

3 “In-Network” refers to all ATMs in our network. To find an in-network ATM, go to www.allpointnetwork.com/locator.

4

5 This fee is collected at the register and is not deducted from your primary deposit account and will not be reflected in any periodic statements or transaction histories.

6 Replacement Card delivered on an expedited basis (generally within 4 business days).  This fee is in addition to the Card replacement fee specified above. There is no separate delivery fee for a replacement Card delivered on a non-expedited basis.

7 This fee is charged if you conduct a transaction (in U.S. or foreign currency) with a foreign merchant or bank (including foreign website) or if you conduct a transaction in a currency other than U.S. dollars (each a “Foreign Transaction”). This fee is in addition to any other fee that may apply to a Foreign Transaction. Please note that use of your Card outside of the U.S. is limited; see Section 5.e. titled “Foreign Transactions” for more information. In addition, if you conduct a transaction in a currency other than U.S. dollars, the merchant, network, or card association that processes the foreign transaction may convert any related debit or credit into U.S. dollars in accordance with its then-current policies. See Section 5.e. titled “Foreign Transactions for more information.

8 SEC fees are normally passed on to customers, but Stockpile pays for these costs.Sells Only $0.0000278 * Total Trade Amount (Min $0.01 per trade)

9 TAF fees are normally passed on to customers, but Stockpile pays for these costs.Sells Only (covered equity securities) $0.000166 * Total Trade Volume (Min $0.01 per trade - Max $8.30 per trade)

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